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Could rate cuts mean house prices heat up again?
Thinking of holding off buying until interest rates fall? Wait until you see what could happen to home prices. Here’s why it could make sense to buy sooner rather than…
Why 9 out of 10 first-home buyers use a mortgage broker
Remember the first time you stepped into a gym? It’s unlikely you swaggered your way over to the free weights rack and started busting out squats. Well, it turns out…
TikTok vs talking to your broker? It’s no contest
TikTok and Instagram reels are fun, fast and free – but it’s important to be picky about whose content you’re viewing, especially if you’re in the market for a home…
Fixed rates tumble: a sign of things to come?
When will interest rates fall? It’s the question everyone is asking right now, and while speculation swirls about future rate cuts, the latest moves in fixed rates suggest we may…
The home loan feature 70% of new borrowers are hooked on
When it comes to home loan features we’re spoiled for choice. Even basic loans can come with a fisherman’s basket full of options. But one feature in particular is being…
How much has your home’s value risen by?
We’ve all heard the rule of thumb about property being a long-term investment. Well, get this: many home owners have seen the value of their property quintuple within the timeframe…
Property market set to blossom this spring
The sun is out – and so are the buyers! Spring is traditionally a peak period for property, and there’s a good reason why spring 2024 is shaping up to…
How to buy an investment property using your home’s equity
Want to grow your investment portfolio but have most of your wealth tied up in your family home? You may be able to leverage recent gains in the property market…
Does your job come with home loan perks?
Your job can provide more than an income. When it comes to being approved for a home loan, certain roles can enjoy favourable treatment from lenders. So today we’ll look…
Why multi-bedroom homes could be appealing for investors
A cost of living crunch is driving a new trend among renters – and it’s changing the wish lists of some property investors. We reveal what’s happening across the rental…
Low deposit scheme opens up to New Zealander visa holders
Kiwis hoping to buy a first home in Australia have just scored gold! The popular Aussie low-deposit home buying scheme has been opened up to visa holders from across the…
Is fear of rejection holding you back from your life goals?
Scared to apply for a home loan? You’re not alone. Fear of rejection has stopped one in five Aussies from applying for finance over the past year. We explain what’s…
How much could you expect to borrow for a home in 2024?
As property prices hit record highs across a number of cities, it’s no surprise that new home loan balances are also nudging towards fresh peaks. Today we’ll reveal what the…
50,000 low-deposit spots open for first home buyers and single parents
The new financial year has kicked off with a bang for first home buyers! A whopping 45,000 more places have opened up for them under the Home Guarantee Scheme, as…
Will home prices keep rising over the next year?
Property prices are expected to keep climbing higher through to mid-2025 – though not everywhere, according to a new report. We reveal where prices are tipped to go up, and…
Rate cuts? Pencil them in for 2025
Put the party pies on ice and postpone those rate-cut celebrations for a while yet. The much-touted rate cuts we’ve been waiting for may not arrive until 2025. Here’s why…
Is a tree or sea change on your horizon?
Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan. The classic tune ‘Home…
Why three-in-four Aussies turn to a broker for home loan help
You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and…
First home buyers turn to Bank of Nan and Pop
Nan and Pop have always been good for birthday money, but one-in-10 grandparents are taking their generosity to the next level: helping their grandkids buy a first home. Most of…
What you should know before buying ‘subject to finance’
Not sure if you’ll get the thumbs up for a home loan? But you really, really like that house that just popped up? Making an offer ‘subject to finance’ could…
Not feeling the budget love? 4 ways you could still get ahead
If the latest federal government budget is leaving you hungry for perks and savings, you’re not alone. We’ve had a brainstorm and here are four ways you could start working…
Low deposit scheme helps over 150,000 families buy sooner
Whether you’re rat running your local streets, or have a knack for always picking the fast-moving supermarket queue – everyone loves a good time-saving hack. Well, today we’ll let you…
Here’s why your borrowing power might soon get a lift
Who doesn’t love a tax cut? Most of us are now only weeks away from saving on our tax bills, with Stage 3 tax cuts to kick in from 1…
How to know if you’re paying a fair price
We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether they’re overvaluing a place – and paying too much in…
Can you remember your home loan interest rate?
Where you put your car keys, who won the footy premiership three years back, the new prime minister of New Zealand’s name – all very much socially acceptable things to…
Plot twist: Millennials are Australia’s most active property investors
When it comes to buying investment properties, younger Australians are punching above their weight, with Millennials taking the title as the nation’s most active generation for property investment. Investors are…
Homeowners now an extra $71,000 richer (on average!)
You may not feel richer, but if you’re a homeowner, there’s a decent chance your personal wealth has surged over the past 12 months thanks to soaring property values. And…
FOMO, FOBO and FOOP – how they can hold you back
Nobody likes missing out on a good thing. But then again, who likes overpaying? So how do you strike the right balance when both fears can work against one another?…
Explainer: how construction loans work
There’s something very special about moving into a newly built home or putting the finishing touches on a major renovation. Maybe it’s the look and feel of new paint and…
Why offset accounts are hitting new highs
Spare cash can be tight right now (cost of living crunch, anyone?). But if you’ve still got some savings plus a home loan, there’s a way you could make your…
How long does it really take to get a home loan?
Need a home loan in a hurry? You could be in luck. Plenty of lenders are keen to crunch loan approval times at present – but there’s a lot borrowers…
Where are the bargain homes located in your suburb?
Location may be a big driver of property prices, but in any given suburb a few streets can be all that separates paying top dollar for a home or potentially…
Home buyers rejoice! More listings are hitting the market
Great news for home buyers! After an extended run of low listings, the number of homes coming onto the market is skyrocketing. So could this have an impact on the…
They’re back! Why property investors account for one-in-three new home loans
Lending to property investors is soaring once again. We lift the lid on what’s driving investor interest – and what it could mean for the property market throughout 2024. It…
When will the next RBA cash rate call be made?
Happy days! The Reserve Bank kept rates steady in February. But a shake-up in the number of times our central bank meets each year is raising questions about how long…
4 tips for self-employed home loan applications
Applying for a mortgage when you’re self-employed may have you jumping through more hoops. But it needn’t deter you from getting into the property market. Here are 4 tips to…
First home buyers charge back into the market
Hats off to Australia’s first home buyers! The latest lending data shows they’re refusing to let last year’s rate hikes and rising property values dampen their goal of buying a…
How your deposit size can shape the rate you pay
It’s commonly known that the bigger your deposit, the smaller your home loan, and thus, the lower your monthly repayments. But today we’ll look into another way your deposit size…
The pros of having a mortgage broker on your side
What exactly can a mortgage broker do for you? Well, we don’t mean to toot our own horn, but we can make your home loan journey a whole lot easier,…
5 New Year’s resolutions for your home loan
Thought of a New Year’s resolution yet? Or perhaps you’ve broken one already? Either way, check out our list of possible mortgage goals for 2024 – try one, or have…
Merry Christmas! Season’s greetings from all of us to you
The year has flown past, and as our thoughts turn to trees, tinsel and turkey, we’d like to thank all our fantastic clients for your support throughout 2023. It’s been…
Ho ho ho! The smart move that has 1 in 10 borrowers feeling jolly
Home owners have been battling rising interest rates for over a year and a half now. But a new report reveals the important step some savvy borrowers are taking to…
What’s tipped for house prices in 2024?
If buying a home is at the top of your wish list for 2024, don’t miss our rundown on how the property market has fared in 2023 – and why…
More lenders sign up to low deposit first home buyer scheme
First home buyers with a small deposit now have an even wider range of lenders to choose from. We reveal the latest banks to join the 5% deposit scheme that’s…
How to manage your home loan over Christmas
It may be called the silly season but a few smart strategies could help you enjoy the festive season this year without missing a beat on your home loan. Check…
The big stretch: should you extend your loan term?
If the November rate hike will seriously stretch your finances, one potential solution may be to extend your loan term. It can ease the hip pocket pain by lowering monthly…
RBA increases the cash rate by 25 basis points, up to 4.35%
The Reserve Bank of Australia (RBA) has increased the official cash rate by 25 basis points, taking it to 4.35%. So just how much will this year’s Melbourne Cup day…
Brokers help settle a record 7-in-10 new mortgages
Mortgage brokers have notched up a new personal best, with seven out of every 10 new mortgages settled thanks to their help! It’s a sure sign that mortgage brokers are…
Revealed: the four cities tipped to be future property hotspots
No matter whether you’re in the market for a home or an investment property, it makes financial sense to buy in an area where values are tipped to rise. But…
How much can you really save by refinancing?
Not sure what refinancing is all about? You’re not alone. Our quick explainer lets you master the basics and helps you work out how much you could save. Home loan…