NS Finance & Mortgages

NS Finance & Mortgages is based in the beautiful wine region in the Yarra Valley.

I’m Nicole, thank you for looking to entrust us for your finance journey! I am the Founder & Finance/ Mortgage Broker you will work with.

Our team provides our clients with support each and every step of the way through the process from initial consultation right through to settlement. We have over 20 years experience of real estate & finance industry knowledge to share with you and we work in your best interests at all times & aim for a memorable experience.

We have strong relationships with over 40 lenders (which include major banks, second tier lenders, non panel banks & non conforming lenders). We work with you to achieve your finance goals & objectives & provide you with the best financial solution for your short & long term goals.

NS Finance Services

Residential Home Loans

First Home Buyers (including schemes and grants), upsizing or downsizing your home & construction loans.

Investment Loans

Investment home loans for green or veteran investors. With a strong structure, investing can be highly lucrative.


Have you reviewed your loan recently? Rates are always changing! Perhaps your circumstances have changed?

Debt Consolidation

Do you have multiple payments to manage and remember? Combine them all under a single manageable payment.

Commercial Finance

If you are an Individual, partnership or company looking to expand your property portfolio– we have multiple lender options.

Asset & Equipment Finance

Purchase equipment to further your business goals without disrupting your cash flow!

Vehicle Finance

New or second hand loans for everyday cars, vintage cars, motorbikes, boats or even a caravan!

Personal Loans

Is it time for a holiday? That dream wedding? Home furnishings or even education? A secured or unsecured personal loan could be the way to go!

SME Business Funding

Are you a smaller/medium enterprise owner? Looking for business finance? We know how to help you.

SMSF Lending

Looking to utilise your Self Managed Super Fund to purchase investments? We can help.

Contact NS Finance to discuss your needs

Client Love

Nicole made what felt like the impossible, totally 100% possible.

She is amazing.

She’s totally upfront and honest, she doesn’t do anything half-hearted, always contactable, kind and compassionate and she can make nearly anything happen.


Both my wife Megan & I cannot more highly recommend Nicole and her crew! She and her team have been fantastic and extremely helpful, redirecting our families current financial situation.

Nicole made the whole process as simple and easy as possible and was always available with any questions or queries we had. I will definitely be utilising her services in the future, if the need arises!

M & J Harris

Nicole is a legend!

Nicole’s communication skills and attention to detail are second to none.

She taught us everything we needed to know about buying our first home and made sure everything went smoothly.


From the Blog